Privacy Policy
Cowan McGrath LLC ("The Company" or "we" or "us" or "our") respects the privacy of everyone ("Sites' visitor" "user" or "you") that uses our website at margaretcmcgrath.com, as well as other device or online applications related or connected thereto (collectively, the "Sites").
The following Company Privacy Notice ("Privacy Notice") is designed to inform you, as a user of the Sites, about the types of personal information that the Company may gather about or collect from you in connection with your use of the Sites. It also is intended to explain the conditions under which the Company uses and discloses that personal information, and your rights in relation to that personal information.
Please read the Privacy Policy carefully before you start to use the Website. By using the Website or by clicking to accept or agree to the Terms of Use when this option is made available to you, you accept and agree to be bound and abide by the Privacy Policy. If you do not want to agree to the Privacy Policy, you must not access or use the Website.
Collection of your Personal Information
In order to better provide you with products and services offered, the Company may collect personally identifiable information, such as your: First and Last Name; Mailing Address; E-mail Address; Phone Number; Employer; Job Title; or other data. If you purchase the Company’s products and services, we collect billing and credit card information. This information is used to complete the purchase transaction.
Use of your Personal Information
The Company collects and uses your personal information to operate and deliver the services you have requested. The Company may also use your personally identifiable information to inform you of other products or services available from the Company and its affiliates.
Sharing Information with Third Parties
The Company does not sell, rent, or lease its customer lists to third parties. The Company may disclose your personal information, without notice, if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on the Company or the site; (b) protect and defend the rights or property of the Company; and/or (c) act under exigent circumstances to protect the personal safety of users of the Company, or the public.
Automatically Collected Information
Information about your computer hardware and software may be automatically collected by the Company. This information can include: your IP address, browser type, domain names, access times and referring website addresses. This information is used for the operation of the service, to maintain quality of the service, and to provide general statistics regarding use of the Company website.
Use of Cookies
The Company website may use "cookies" to help you personalize your online experience. A cookie is a text file that is placed on your hard disk by a web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you and can only be read by a web server in the domain that issued the cookie to you. You have the ability to accept or decline cookies. Most Web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not be able to fully experience the interactive features of the Company services or websites you visit.
Security
We take the security of your personal information seriously and use reasonable electronic, personnel and physical measures to protect it from loss, theft, alteration, or misuse. However, please be advised that even the best security measures cannot fully eliminate all risks. We cannot guarantee that only authorized persons will view your personal information. We are not responsible for third-party circumvention of any privacy settings or security measures.
We are dedicated to protecting all personal information on the Sites as is necessary. However, you are responsible for maintaining the confidentiality of your personal information by keeping your password and computer/mobile device access confidential. If you have an account with the Company and believe someone has gained unauthorized access to it or your account, please change your password as soon as possible. If you lose control of your account, you should notify us immediately.
Children Under Thirteen
The Company does not knowingly collect personally identifiable information from children under the age of thirteen. If you are under the age of thirteen, you must ask your parent for permission to use this website.
EU Users
If you reside in the European Union (EU), United Kingdom (UK), Switzerland, Norway, Lichtenstein, or Iceland, you have certain data protection rights under your local laws.
These rights may include:
• The right to request access and obtain a copy of your personal information
• The right to request edits or erasure of your personal information
• The right to limit the processing of your personal information
• Data portability right (if applicable)
• The right to object to the processing of your personal information
If the Company relies on your consent to process your personal information, you have the right to withdraw your consent at any time. However, please note that this will not alter the validity of the processing before its withdrawal. If you wish to exercise any of the mentioned rights, please contact us by email at margaret@margaretcmcgrath.com. The Company has 30 days to respond to your request.
California Users
California Civil Code Section 1798.83 permits our users who are California residents to request and obtain from us, once a year and free of charge, personal information about the personal information (if any) we disclosed to third parties for direct marketing purposes in the preceding calendar year. If applicable, this personal information would include a list of the categories of the personal information that was shared and the names and addresses of all third parties with which we shared personal information in the immediately preceding calendar year. If you are a California resident and would like to make such a request, please submit your request in writing to the address listed below.
E-mail Communications
From time to time, the Company may contact you via email for the purpose of providing announcements, promotional offers, alerts, confirmations, surveys, and/or other general communication. If you would like to stop receiving marketing or promotional communications via email from the Company, you may opt out of such communications by clicking the unsubscribe button.
Governing Law
Disputes over privacy issues contained in this Privacy Notice will be governed by the law of the State of Nebraska. You also agree to abide by any limitation on damages contained in our Terms of Use, or other agreement that we have with you.
Changes to this Statement
The Company reserves the right to change this Privacy Policy from time to time. We will notify you about significant changes in the way we treat personal information by sending a notice to the primary email address specified in your account, by placing a prominent notice on our website, and/or by updating any privacy information. Your continued use of the website and/or Services available after such modifications will constitute your: (a) acknowledgment of the modified Privacy Policy; and (b) agreement to abide and be bound by that Policy.
Contact Information
The Company welcomes your questions or comments regarding this Statement of Privacy. If you believe that the Company has not adhered to this Statement, please contact the Company at:
margaret@margaretcmcgrath.com
Effective as of July 22, 2021